Last Updated: 11 Nov 2024
Executive Summary
William Penn Bancorp Inc. (WMPN) is a community banking institution with a strong focus on retail and commercial banking services. Despite facing challenges in the current economic environment, the company has demonstrated resilience and is well-positioned for long-term growth.
Company Overview
Headquartered in Bristol, Pennsylvania, William Penn Bancorp Inc. operates through its subsidiary, William Penn Bank. The company offers a range of banking products and services, including deposit accounts, loans, and wealth management. With a focus on local communities, William Penn Bank has a network of branches and ATMs in Pennsylvania, New Jersey, and Delaware.
Fundamental Analysis
Revenue: Revenue for the latest quarter (ended September 30, 2024) was $20.36 million, showing a slight decline of 0.038% year-over-year.
Net Income: The company reported a net loss of $32,000 for the latest quarter, resulting in a diluted EPS of $0.
Profitability: William Penn Bancorp Inc. has been experiencing profitability challenges, with negative profit and operating margins.
Dividend: The company pays an annual dividend of $0.12 per share, resulting in a yield of 0.0092%.
Book Value: The book value per share is $15.63, indicating that the stock is trading below its book value.
Technical Analysis
52-Week High/Low: The stock's 52-week high is $13.21, while the 52-week low is $10.75.
Moving Averages: The 50-day moving average is $12.23, and the 200-day moving average is $12.06.
Beta: The stock has a beta of 0.464, indicating lower volatility than the overall market.
Short Term Outlook
The stock is currently trading at $12.98, slightly below its 50-day moving average.
The company's profitability challenges may continue to weigh on the stock price in the short term.
However, the dividend yield provides some support and could attract income-oriented investors.
Long Term Outlook
William Penn Bancorp Inc. has a strong franchise in its local communities and is well-positioned to benefit from economic recovery.
The company's focus on cost control and efficiency improvements could lead to improved profitability in the long term.
The analyst target price of $14 suggests potential upside from current levels.
Analyst Recommendations
Based on the fundamental and technical analysis, the following analyst recommendations are provided:
Analyst Rating: Buy
Target Price: $14
